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Dear Clients and Friends,
2022 was a big year for Arete Wealth Strategists. We took on new staff, migrated some core programs we’d been using for the past 4 years, refined our planning processes further and took on a number of new client families.
From the viewpoint of financial markets and investor returns, 2022 was a lacklustre year to put it mildly. It was a year driven by inflation and interest rates. Pent-up savings that resulted from lockdowns and various stimulus packages enacted throughout the pandemic combined a backlog of orders set the stage for the highest inflation seen since the early 1980's. Getting inflation back down is viewed as the highest priority of Central banks, and the main tool at their disposal much to the chagrin of those on variable mortgages, is interest rates.
Unfortunately for investors, the rising rate environment worked to bring down what were elevated asset prices coming into 2022. We also saw a decoupling of the usual diversification benefit we see between equities and fixed income, with many sectors of the bond markets also posting double digit declines.
Despite these asset value adjustments, we keep a steady eye on our client’s goals and work to keep you updated as applicable. We’ re pleased to see how our goal based investment philosophy has served clients by providing peace of mind that in most instances, goals remain unaffected.
As our capacity continues to grow, so does our ability to work with and help more people, so if you know of someone who is looking for help or a second opinion when it comes to their personal or professional finances, their tax affairs, or their wealth management strategies, we would be delighted to have a confidential, absolutely no obligation chat with them to see if we are able to assist.
Please feel free to be in touch or share our contact information with them directly.
Ashley Murphy
Founder, Principal
Areté Wealth Strategists
We were back in Brisbane from late July until December when we returned to Minnesota for the Christmas holidays with Liza’s family.
We made one last trip to the beach (Kings beach at Caloundra) around Thanksgiving before the girls made the trip back to the snow at the end of November.
I wanted to write and introduce you to the newest member of the Areté Wealth Strategists team; our wonderful new Client Services Administrator Susan Poirier.
Susan brings over 20 years of experience and executive assistance in a business environment to Areté. As a company founder herself, she understands the client needs for communication, contact and support to ensure a long-term, sustainable partnership.
Susan brings over 20 years of experience and executive assistance in a business environment to Areté. As a company founder herself, she understands the client needs for communication, contact and support to ensure a long-term, sustainable partnership. Acting as the Client Services Administrator, Susan facilitates our calendar management, communications and assists with marketing support. When Susan is not at her desk, you will find her somewhere outdoors, practicing a healthy work life balance in Florida. She enjoys cycling, SUP, kayaking, gardening, hiking, weight training and the beach.
Susan will be working with us to assist with general client communication, scheduling, and account paperwork/transfers.Welcome Susan!
2022 was a challenging year for investors. Markets fell into bear market territory and experienced the worst annual performance since 2008.
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"Please let us know if we might be of assistance.
Have a wonderful rest of your day,"
Ashley Murphy, GFP (USA/AUS) CFP® AIF®
Areté Wealth Strategists, LLC.
Access our comprehensive, unbiased financial guides here.
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