X
CLient Portal

Global Wealth Management for American and Australian Expats

We bring strategy, structure, clarity, confidence and compliance
to our clients’ global financial lives and keep it that way.
As Featured In:
Wall Street Journal Logo
Registered

We are CERTIFIED FINANCIAL PLANNER PROFESSIONALs™ (CFP®), IRS Enrolled Agent (EA), and Accredited Investment Fiduciary's (AIF)

Fee-Only

We are paid directly by our clients. We never receive a commission from anyone ever.

Fiduciary

We operate in
your best interest
100% of the time.

Our clients' needs are unique.
We tailor our advice to their situation.

Please choose which of the following cross-border client case studies describes you better.
Get Started

The above case studies are hypothetical and do not involve an actual Areté Wealth Strategists client. No portion of the content should be construed by a client or prospective client as a guarantee that he/she will experience the same or certain level of results or satisfaction if Areté Wealth Strategists is engaged to provide investment advisory services.

US INVESTMENT MANAGEMENT
We provide low-cost, compliant investment management services in both the United States and Australia for American Expatriates. We can assist in opening after-tax investment accounts or a range of other account types.
US RETIREMENT ACCOUNTS (401(K)'s / IRA's
We review the three pension transfer options and provide a recommendation on what will work best in the client's situation.
SUPERANNUATION RECONTRIBUTION STRATEGIES
We advise our clients on tax effective strategies for getting money back into Australia Superannuation.
SOCIAL SECURITY
We advise our clients on social security claiming strategies to help them get the most from their benefits.
INHERITANCES
We can assist in opening after-tax investment accounts or inherited IRA accounts and advice on required distribution time frames.
ESTATE PLANNING
We provide guidance in coordinating estate plans across multi-jurisdictions.
FOREIGN EXCHANGE
We have access to amongst the lowest Forex spreads available. We implement conversion plans to help get the best rates over longer term periods.
GLOBAL INVESTMENT ACCOUNT MANAGEMENT (PFIC Compliant)
We provide Passive Foreign Investment (PFIC) compliant investment management services in both the United States and Australia.
US RETIREMENT ACCOUNTS (401(K)'s / IRA's
We review the three pension transfer options and provide a recommendation on what will work best in the client's situation.
SUPERANNUATION RECONTRIBUTION STRATEGIES
We advise our clients on tax effective strategies for getting money back into Australia Superannuation.
AUSTRALIAN INHERITANCES
We advise clients on how to handle inherited funds. We can assist in opening after-tax brokerage accounts, inherited IRA accounts and advise on required distribution time frames.
GLOBAL MOBILITY PLANNING
We’ve developed a comprehensive 'Departing US' checklist that we customize and review for each engagement. We also implement strategies to maximize global flexibility.
AUSTRALIAN INVESTMENT PROPERTY
There are a host of tax implications in owning investment real estate as a non-resident. We provide our clients with guidance on their options.
EXIT TAX PLANNING  (HEART Act)
High net worth / High income Aussie expats living in the US are often concerned with their exposure to a US Exit tax. We help clients determine their exposure and plan accordingly.
TAX REPORTING OBLIGATIONS
We work with a global network of cross-border CPA’s to bring tax reporting compliance concerning FATCA / FBAR / Form 8938 and filing dual residency tax returns.
FOREIGN EXCHANGE
We have access to amongst the lowest Forex spreads available. We implement conversion plans to help get the best rates over longer term periods.
AUSTRALIAN ESTATE PLANNING
We provide clients advice on how to setup a compliant global estate plan.
RETIREMENT PLANNING
We assist our clients to implement globally coordinated retirement income plans in an attempt to minimize downside risk and maximize the retirement lifestyle.
INSURANCE ADVICE
We work with a network of providers to ensure our clients have the proper coverage given their situation.
GLOBAL INVESTMENT ACCOUNT MANAGEMENT (PFIC Compliant)
We provide Passive Foreign Investment (PFIC) compliant investment management services in both the United States and Australia.
US RETIREMENT ACCOUNTS (401(K)'s / IRA's
We review a client's pension transfer options and provide a recommendation on what will work best given your situation.
SUPERANNUATION RECONTRIBUTION STRATEGIES
We advise our clients on tax effective strategies for getting money back into Australian Superannuation
EXIT TAX PLANNING  (HEART Act)
High net worth / High income Aussie expats living in the US are often concerned with their exposure to a US Exit tax. We help clients determine their exposure and plan accordingly.
TAX REPORTING OBLIGATIONS
We work with a global network of cross-border CPA’s to bring tax reporting compliance concerning FATCA / FBAR / Form 8938 and filing dual residency tax returns.
FOREIGN EXCHANGE
We have access to amongst the lowest Forex spreads available. We implement conversion plans to help get the best rates over longer term periods.
AUSTRALIAN ESTATE PLANNING
We provide clients advice on how to setup a compliant global estate plan.
RETIREMENT PLANNING
We assist our clients to implement globally coordinated retirement income plans in an attempt to minimize downside risk and maximize the retirement lifestyle.
INSURANCE ADVICE
We work with a network of providers to ensure our clients have the proper coverage given their situation.
Client Name or Profession

“Kellen has been great in recent months, assisting in FX exchanges and options for moving money internationally.”

This testimonial was given by a current client. This client is on our Summit service package.

Client Name or Profession

“It's nice to have the confidence that Ashley and Kellen will resolve any issue that comes up in a prompt and pleasant manner.”

This testimonial was given by a current client. This client is on our Summit service package.

Client Name or Profession

“Kellen's work to create the spreadsheet displaying how we'd be paying off our margin loan over the 30 year period is so helpful and clear. We really appreciate the work that went into this as part of pulling our mortgage application together.”

This testimonial was given by a current client. This client is on our Summit service package.

Client Name or Profession

“I get more than enough information on performance, considering I also get reports from funds. It is nice to see the summary they put together.”

This testimonial was given by a current client. This client is on our Summit service package.

Client Name or Profession

“Thank you to you both for your responsiveness and good communication over the last year. I especially appreciated the call and chat about the interest rate change. It was good to be able to unpack it and take the time to talk through the potential implications. We are really happy with the service.”

This testimonial was given by a current client. This client is on our Summit service package.

Client Name or Profession

“In addition to the financial assistance, the team has introduced me to my current CPA and has offered to make other introductions.”

This testimonial was given by a current client. This client is on our Summit service package.

Client Name or Profession

“Since we switched to Arete from UBS, Andrew and I often reflect on how fortunate we are to now be with Arete. We have especially valued the opportunity to review our plans to buy a house with Ashley, and are so pleased with (the) suggestion to take out (a) margin loan as we hadn't been aware of this as an option. When we've reached out, you've both been very responsive and transparent, thank you.”

This testimonial was given by a current client. This client is on our Summit service package.

Client Name or Profession

“I'm also enjoying the resources which are shared by Ashley, and value the insights you've had re the US market, inflation, housing in Australia etc.”

This testimonial was given by a current client. This client is on our Summit service package.

Client Name or Profession

“I love the "wrap around" service, if I have a problem you guys help me sort it.”

This testimonial was given by a current client. This client is on our Summit service package.

Client Name or Profession

“I'm very satisfied because Ashely and Kellen take the worry out of investing and help me calmly approach the issues.”

This testimonial was given by a current client. This client is on our Summit service package.

Client Name or Profession

“You are there when we need you and I can tell your knowledge and expertise is top notch.”

This testimonial was given by a current client. This client is on our Summit service package.

Technology That Allows You To Keep Track of Your Finances -
Wherever You Are

Our clients live a globally mobile existence, and therefore it is crucial for us to be able to supply our clients with with access to technological solutions that are location independent and secure. This includes programs like eMoney Advisor for financial planning, FileThis for gathering financial documents, Dropbox for sharing documents, and Zoom for meetings.​

We provide our full tech suite to comprehensive financial planning and Wealth Fusion clients

Get Started
Join our Newsletter for Financial News and insights
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Investment advisory services offered through Arete Wealth Strategists, a Securities and Exchange Registered Investment Advisor. Telephone number 888.544.3250. Arete Wealth Australia may offer investment advisory services in the State of Minnesota, California and in other jurisdictions where registered or exempted. Please click here for more important disclosure. Click here to read our Form Client Relationship Summary