1. Wealth Fusion (Financial Planning + Investment Management)
For clients with $350,000 or more in Assets Under Management, we offer comprehensive financial planning and investment management together in a service we call ‘Wealth Fusion.’
2. Advice Only Engagements*
The primary determinant of a quoted fee is the complexity of a client’s financial life. Relevant factors include:
Number and diversity of income sources and investment holdings
Size and location of assets
Other special situations (refinancing, large inheritance etc.)
Your legal and tax residency
We provide advice only engagements in two ways:
Subscription: Subscription financial planning engagements have a minimum 12 month term. Fees range from $250 - $650 per month.
Project: Comprehensive plan fees range from $2,200 - $6,000. Half the fee is due upfront, and the other half at plan delivery. We produce Statements of Advice for specific questions that start at $1,200.
*An advice only engagement does not involve detailed investment specific recommendations. Investment management advice is generally limited to funding levels and appropriate asset allocation. If you’re seeking more detailed and specific investment advice, we recommend reviewing our investment management services.
3. Private Client Investment Management
We provide ongoing investment management in an effort to beat market returns while taking into account your goals, risk tolerance, cash flow requirements, and other factors. The fee schedule below applies:
4. Portfolio Advice (One time)
For a one-time fee, we provide detailed investment-specific portfolio recommendations that take into account your goals, risk tolerance, cash flow requirements, and other factors. This service does not provide ongoing management or portfolio communication. There is no expectation of ongoing portfolio updates. Clients may choose to engage this service subsequently.
5. Retirement Plan Consulting and Setup
We can help you choose, design and manage the right retirement plan for your business. Setup fees only apply to the account types listed below where there are additional design considerations and compliance requirements (i.e. there is no separate setup fee for individual plans such as Traditional or Roth IRAs).
Solo 401(K) plans - Setup fee of $450
401(K) plans with multiple participants - Setup fee of $575 + $25/participant
Set-up fee of $450 + $25/participant
Cash Balance and Defined Benefit Plans
With AMS investment management, no additional charge applies; otherwise, a $225/hour rate applies.
6. Company 401(K) Investment Management
For an ongoing management fee, we provide participant education and assume 3(38) fiduciary investment management responsibilities for your company’s 401(K) plan.